Ordering an appraisal from Countywide AppraisalTo many, an appraisal just looks like another cost in the long list of items for a home purchase or refinance. Nearly all lenders still call for a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that may seem more practical than an appraisal. But is getting a mortgage the only basis for getting an appraisal? Are there additional instances when the services of a licensed, independent real estate professional might be beneficial? You bet.
Appeal your tax assessment in Pinellas CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Countywide Appraisal is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment.
Countywide Appraisal can help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask buyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Very often, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
Countywide Appraisal will produce a statement regarding the value of your home, and the cost of the appraisal can generally be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Countywide AppraisalA divorce can be an especially daunting ordeal for both parties, and it is often further complicated by the burdensome decision of who gets the home. Regardless of the circumstances, it's wise to get an appraisal from Countywide Appraisal so both parties are completely aware of the true market value of their property.
If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.
Countywide Appraisal can help you with relocating to or from Pinellas CountyWe are aware of the stress associated with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide feedback on the positive characteristics of their property, as well as information regarding any current sales or listings in their area that they want considered.
Let Countywide Appraisal assist you in selling your home quickly at the right priceA professional appraisal will help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price.
On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.